{"id":255,"date":"2026-03-08T03:37:11","date_gmt":"2026-03-07T18:37:11","guid":{"rendered":"http:\/\/www.komamekabu.com\/?p=255"},"modified":"2026-03-29T12:08:31","modified_gmt":"2026-03-29T03:08:31","slug":"%e3%83%a1%e3%82%ac%e3%83%90%e3%83%b3%e3%82%af%e6%a0%aa%e3%81%af%e3%81%a9%e3%81%93%e3%82%92%e8%b2%b7%e3%81%86%ef%bc%9f-mufg%e3%83%bbsmfg%e3%83%bb%e3%81%bf%e3%81%9a%e3%81%bb%e3%81%ae%e6%a5%ad%e7%b8%be","status":"publish","type":"post","link":"https:\/\/komamekabu.com\/?p=255","title":{"rendered":"\u30e1\u30ac\u30d0\u30f3\u30af\uff13\u793e\u306e\u682a\u306f\u3069\u3053\u3092\u8cb7\u3046\uff1f | MUFG\u30fbSMFG\u30fb\u307f\u305a\u307b\u306e\u696d\u7e3e\u30fb\u8ca1\u52d9\u30fb\u914d\u5f53\u309210\u5e74\u30c7\u30fc\u30bf\u3067\u5fb9\u5e95\u6bd4\u8f03 | 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has-primary-color\">\u666f\u6c17\u654f\u611f\u306e\u9ad8\u914d\u5f53\u682a<\/mark><\/strong>\u3002<\/p>\n\n\n\n<p>\u305d\u3093\u306a\uff13\u9298\u67c4\u306b\u9055\u3044\u306f\u3042\u308b\u306e\u3067\u3057\u3087\u3046\u304b\uff1f<\/p>\n\n\n\n<p>\u5927\u624b\u9280\u884c\u682a\u306a\u3089\u3069\u3053\u3082\u5b89\u5fc3\u3067\u3057\u3087\uff1f<\/p>\n\n\n\n<p>\u3068\u601d\u3046\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u304c\u3001<strong>\u3084\u306f\u308a\u4eca\u56de\u3082\u305d\u308c\u305e\u308c\u9055\u3044\u304c\u3042\u308a\u307e\u3057\u305f\uff01<\/strong><\/p>\n\n\n\n<p>\u305d\u308c\u305e\u308c\u306e\u6027\u683c\u3092\u7406\u89e3\u3057\u305f\u4e0a\u3067\u682a\u3092\u6301\u3063\u3066\u304a\u304f\u3053\u3068\u304c\u3001<\/p>\n\n\n\n<p>\u66b4\u843d\u304c\u3042\u3063\u305f\u6642\u3082\u7cbe\u795e\u7684\u306b\u91cd\u8981\u306a\u306e\u3067\u306f\u306a\u3044\u304b\u3068\u5c0f\u8c46\u306f\u6700\u8fd1\u601d\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u305d\u308c\u3067\u306f\u4eca\u56de\u3082\u30e1\u30ac\u30d0\u30f3\u30af\uff13\u9298\u67c4\u3092\u6df1\u6398\u308a\u3057\u3066\u3044\u304d\u307e\u3059\uff01<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" 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href=\"https:\/\/komamekabu.com\/?p=255\/#%E2%96%B6%EF%B8%8E%E9%8A%80%E8%A1%8C%E3%83%93%E3%82%B8%E3%83%8D%E3%82%B9%E3%81%AE%E5%9F%BA%E6%9C%AC%E6%A7%8B%E9%80%A0%EF%BC%88%E9%A0%90%E9%87%91%E3%81%A8%E8%B2%B8%E5%87%BA%EF%BC%89\" >\u25b6\ufe0e\u9280\u884c\u30d3\u30b8\u30cd\u30b9\u306e\u57fa\u672c\u69cb\u9020\uff08\u9810\u91d1\u3068\u8cb8\u51fa\uff09<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/komamekabu.com\/?p=255\/#%E2%96%B6%EF%B8%8E%E3%83%A1%E3%82%AC%E3%83%90%E3%83%B3%E3%82%AF%E3%81%AE%E4%B8%BB%E8%A6%81%E4%BA%8B%E6%A5%AD%E3%82%BB%E3%82%B0%E3%83%A1%E3%83%B3%E3%83%88\" >\u25b6\ufe0e\u30e1\u30ac\u30d0\u30f3\u30af\u306e\u4e3b\u8981\u4e8b\u696d\u30bb\u30b0\u30e1\u30f3\u30c8<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/komamekabu.com\/?p=255\/#%E3%83%A1%E3%82%AC%E3%83%90%E3%83%B3%E3%82%AF%EF%BC%93%E8%A1%8C%E3%81%AE%E9%81%95%E3%81%84%EF%BC%88%E6%88%A6%E7%95%A5%E3%83%BB%E5%BC%B7%E3%81%BF%EF%BC%89\" >\u30e1\u30ac\u30d0\u30f3\u30af\uff13\u884c\u306e\u9055\u3044\uff08\u6226\u7565\u30fb\u5f37\u307f\uff09<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/komamekabu.com\/?p=255\/#%E2%96%B6%EF%B8%8E%E4%B8%89%E8%8F%B1UFJ_%E3%83%95%E3%82%A3%E3%83%8A%E3%83%B3%E3%82%B7%E3%83%A3%E3%83%AB%E3%82%B0%E3%83%AB%E3%83%BC%E3%83%97%EF%BC%88MUFG%EF%BC%89%E3%81%AE%E7%89%B9%E5%BE%B4\" >\u25b6\ufe0e\u4e09\u83f1UFJ&nbsp;\u30d5\u30a3\u30ca\u30f3\u30b7\u30e3\u30eb\u30b0\u30eb\u30fc\u30d7\uff08MUFG\uff09\u306e\u7279\u5fb4<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" 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href=\"https:\/\/komamekabu.com\/?p=255\/#%E2%96%B6%EF%B8%8E%E4%B8%89%E8%8F%B1UFJ%E3%83%95%E3%82%A3%E3%83%8A%E3%83%B3%E3%82%B7%E3%83%A3%E3%83%AB%E3%82%B0%E3%83%AB%E3%83%BC%E3%83%97%EF%BC%88MUFG%EF%BC%89%E3%81%AE%E9%85%8D%E5%BD%93\" >\u25b6\ufe0e\u4e09\u83f1UFJ\u30d5\u30a3\u30ca\u30f3\u30b7\u30e3\u30eb\u30b0\u30eb\u30fc\u30d7\uff08MUFG\uff09\u306e\u914d\u5f53<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/komamekabu.com\/?p=255\/#%E2%96%B6%EF%B8%8E%E4%B8%89%E4%BA%95%E4%BD%8F%E5%8F%8B%E3%83%95%E3%82%A3%E3%83%8A%E3%83%B3%E3%82%B7%E3%83%A3%E3%83%AB%E3%82%B0%E3%83%AB%E3%83%BC%E3%83%97%EF%BC%88SMFG%EF%BC%89%E3%81%AE%E9%85%8D%E5%BD%93\" >\u25b6\ufe0e\u4e09\u4e95\u4f4f\u53cb\u30d5\u30a3\u30ca\u30f3\u30b7\u30e3\u30eb\u30b0\u30eb\u30fc\u30d7\uff08SMFG\uff09\u306e\u914d\u5f53<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/komamekabu.com\/?p=255\/#%E2%96%B6%EF%B8%8E%E3%81%BF%E3%81%9A%E3%81%BB%E3%83%95%E3%82%A3%E3%83%8A%E3%83%B3%E3%82%B7%E3%83%A3%E3%83%AB%E3%82%B0%E3%83%AB%E3%83%BC%E3%83%97%EF%BC%88MHFG%EF%BC%89%E3%81%AE%E9%85%8D%E5%BD%93\" >\u25b6\ufe0e\u307f\u305a\u307b\u30d5\u30a3\u30ca\u30f3\u30b7\u30e3\u30eb\u30b0\u30eb\u30fc\u30d7\uff08MHFG\uff09\u306e\u914d\u5f53<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/komamekabu.com\/?p=255\/#%E3%81%BE%E3%81%A8%E3%82%81_%E3%83%A1%E3%82%AC%E3%83%90%E3%83%B3%E3%82%AF%EF%BC%93%E8%A1%8C%E3%81%AF%E3%81%A9%E3%81%93%E3%81%8C%E9%81%95%E3%81%86%E3%81%AE%E3%81%8B\" >\u307e\u3068\u3081&nbsp;|&nbsp;\u30e1\u30ac\u30d0\u30f3\u30af\uff13\u884c\u306f\u3069\u3053\u304c\u9055\u3046\u306e\u304b<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading has-electric-grass-gradient-background has-background\"><span class=\"ez-toc-section\" id=\"%E3%83%A1%E3%82%AC%E3%83%90%E3%83%B3%E3%82%AF%EF%BC%93%E8%A1%8C%E3%81%AB%E5%85%B1%E9%80%9A%E3%81%99%E3%82%8B%E3%83%93%E3%82%B8%E3%83%8D%E3%82%B9%E3%83%A2%E3%83%87%E3%83%AB\"><\/span>\u30e1\u30ac\u30d0\u30f3\u30af\uff13\u884c\u306b\u5171\u901a\u3059\u308b\u30d3\u30b8\u30cd\u30b9\u30e2\u30c7\u30eb<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E2%96%B6%EF%B8%8E%E9%8A%80%E8%A1%8C%E3%83%93%E3%82%B8%E3%83%8D%E3%82%B9%E3%81%AE%E5%9F%BA%E6%9C%AC%E6%A7%8B%E9%80%A0%EF%BC%88%E9%A0%90%E9%87%91%E3%81%A8%E8%B2%B8%E5%87%BA%EF%BC%89\"><\/span>\u25b6\ufe0e\u9280\u884c\u30d3\u30b8\u30cd\u30b9\u306e\u57fa\u672c\u69cb\u9020\uff08\u9810\u91d1\u3068\u8cb8\u51fa\uff09<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u9280\u884c\u30d3\u30b8\u30cd\u30b9\u306e\u6700\u3082\u57fa\u672c\u7684\u306a\u69cb\u9020\u306f\u30b7\u30f3\u30d7\u30eb\u3067\u300c<strong>\u5de8\u5927\u306a\u8cc7\u91d1\u4ef2\u4ecb\u30d3\u30b8\u30cd\u30b9<\/strong>\u300d\u3002<\/p>\n\n\n\n<p><strong>\u9810\u91d1<\/strong>\u3092\u96c6\u3081\u3066\u2192\u4f01\u696d\u3084\u500b\u4eba\u306b<strong>\u8cb8\u51fa\uff08\u904b\u7528\uff09<\/strong>\u2192<strong>\u91d1\u5229\u5dee<\/strong>\uff08\u5229\u3056\u3084\uff09\u3092\u53ce\u76ca\u306b\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u30e1\u30ac\u30d0\u30f3\u30af\u306f\u500b\u4eba\u30fb\u4f01\u696d\u30fb\u653f\u5e9c\u306a\u3069\u304b\u3089\u9810\u91d1\u3092\u96c6\u3081\u3066<\/p>\n\n\n\n<p>\u4f01\u696d\u878d\u8cc7\/\u4f4f\u5b85\u30ed\u30fc\u30f3\/\u30d7\u30ed\u30b8\u30a7\u30af\u30c8\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\/\u6d77\u5916\u878d\u8cc7<\/p>\n\n\n\n<p>\u306a\u3069\u3067\u904b\u7528\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E2%96%B6%EF%B8%8E%E3%83%A1%E3%82%AC%E3%83%90%E3%83%B3%E3%82%AF%E3%81%AE%E4%B8%BB%E8%A6%81%E4%BA%8B%E6%A5%AD%E3%82%BB%E3%82%B0%E3%83%A1%E3%83%B3%E3%83%88\"><\/span>\u25b6\ufe0e\u30e1\u30ac\u30d0\u30f3\u30af\u306e\u4e3b\u8981\u4e8b\u696d\u30bb\u30b0\u30e1\u30f3\u30c8<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u30e1\u30ac\u30d0\u30f3\u30af\u306f<strong>\u7dcf\u5408\u91d1\u878d\u30b0\u30eb\u30fc\u30d7<\/strong>\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u5927\u304d\u304f\u4e0b\u8a18\u306e\u3088\u3046\u306a\u4e8b\u696d\u3067\u69cb\u6210\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"has-text-align-left\" style=\"text-decoration:underline\">\u30fb<strong>\u6cd5\u4eba\u30d3\u30b8\u30cd\u30b9<\/strong><\/p>\n\n\n\n<p>\u4f01\u696d\u5411\u3051\u91d1\u878d\u30b5\u30fc\u30d3\u30b9<\/p>\n\n\n\n<p>\u4f01\u696d\u878d\u8cc7\/M&amp;A\u30a2\u30c9\u30d0\u30a4\u30b6\u30ea\u30fc\/\u793e\u50b5\u767a\u884c\u652f\u63f4\/\u30d7\u30ed\u30b8\u30a7\u30af\u30c8\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u3000<\/p>\n\n\n\n<p>\u5927\u4f01\u696d\u306e\u8cc7\u91d1\u8abf\u9054\u3092\u652f\u3048\u308b\u9280\u884c\u306e\u4e2d\u6838\u4e8b\u696d\u3002<\/p>\n\n\n\n<p>\u7279\u306b<strong>\u6d77\u5916\u30a4\u30f3\u30d5\u30e9\u3084\u30a8\u30cd\u30eb\u30ae\u30fc\u95a2\u9023\u3001\u5927\u578bM&amp;A<\/strong>\u3067\u5927\u304d\u306a\u53ce\u76ca\u304c\u3067\u307e\u3059\u3002<\/p>\n\n\n\n<p style=\"text-decoration:underline\">\u30fb<strong>\u500b\u4eba\u30d3\u30b8\u30cd\u30b9<\/strong><\/p>\n\n\n\n<p>\u4e00\u822c\u9867\u5ba2\u5411\u3051\u306e\u30b5\u30fc\u30d3\u30b9<\/p>\n\n\n\n<p>\u4f4f\u5b85\u30ed\u30fc\u30f3\/\u500b\u4eba\u30ed\u30fc\u30f3\/\u6295\u8cc7\u4fe1\u8a17\u8ca9\u58f2\/\u4fdd\u967a\u8ca9\u58f2\/\u30ab\u30fc\u30c9\u4e8b\u696d<\/p>\n\n\n\n<p>\u53ce\u76ca\u69cb\u9020\u306b\u306f<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-primary-color\">\u91d1\u5229\u53ce\u76ca<\/mark><\/strong>\u3068<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-primary-color\">\u624b\u6570\u6599\u53ce\u76ca<\/mark><\/strong>\u306e\u4e21\u65b9\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u4f4f\u5b85\u30ed\u30fc\u30f3\u304c\u53ce\u76ca\u306e\u5927\u304d\u306a\u67f1\u3067\u3059\u3002<\/p>\n\n\n\n<p style=\"text-decoration:underline\">\u30fb<strong>\u5e02\u5834\u90e8\u9580<\/strong><\/p>\n\n\n\n<p>\u9280\u884c\u306e\u4e2d\u3067\u3082<strong>\u5229\u76ca\u5909\u52d5\u304c\u5927\u304d\u3044\u90e8\u9580<\/strong>\u3002<\/p>\n\n\n\n<p>\u50b5\u5238\u58f2\u8cb7\/\u70ba\u66ff\u53d6\u5f15\/\u682a\u5f0f\u30c8\u30ec\u30fc\u30c7\u30a3\u30f3\u30b0\/\u30c7\u30ea\u30d0\u30c6\u30a3\u30d6<\/p>\n\n\n\n<p>\u307e\u305f\u9280\u884c\u306f\u56fd\u50b5\/\u5916\u56fd\u50b5\u5238\u306b\u3082\u5927\u91cf\u6295\u8cc7\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u3053\u3053\u3067<strong>\u91d1\u5229\u5909\u52d5<\/strong>\u3084<strong>\u70ba\u66ff\u5909\u52d5<\/strong>\u306e\u5f71\u97ff\u3092\u53d7\u3051\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p style=\"text-decoration:underline\">\u30fb<strong>\u6d77\u5916\u4e8b\u696d<\/strong><\/p>\n\n\n\n<p>\u30e1\u30ac\u30d0\u30f3\u30af\u306f<strong>\u6d77\u5916\u53ce\u76ca\u304c\u975e\u5e38\u306b\u9ad8\u6bd4\u7387<\/strong>\u3002<\/p>\n\n\n\n<p>\u6d77\u5916\u4f01\u696d\u878d\u8cc7\/\u8cbf\u6613\u91d1\u878d\u306a\u3069<\/p>\n\n\n\n<p>\u65e5\u672c\u306e\u4eba\u53e3\u6e1b\u5c11\u306b\u5bfe\u3057\u3066<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-primary-color\">\u6d77\u5916\u304c\u6210\u9577\u30c9\u30e9\u30a4\u30d0\u30fc<\/mark><\/strong>\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<div style=\"height:53px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>\u30e1\u30ac\u30d0\u30f3\u30af\u306f\u5171\u901a\u3057\u3066<\/p>\n\n\n\n<ul 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class=\"wp-block-heading has-electric-grass-gradient-background has-background\"><span class=\"ez-toc-section\" id=\"%E3%83%A1%E3%82%AC%E3%83%90%E3%83%B3%E3%82%AF%EF%BC%93%E8%A1%8C%E3%81%AE%E9%81%95%E3%81%84%EF%BC%88%E6%88%A6%E7%95%A5%E3%83%BB%E5%BC%B7%E3%81%BF%EF%BC%89\"><\/span><strong>\u30e1\u30ac\u30d0\u30f3\u30af\uff13\u884c\u306e\u9055\u3044\uff08\u6226\u7565\u30fb\u5f37\u307f\uff09<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E2%96%B6%EF%B8%8E%E4%B8%89%E8%8F%B1UFJ_%E3%83%95%E3%82%A3%E3%83%8A%E3%83%B3%E3%82%B7%E3%83%A3%E3%83%AB%E3%82%B0%E3%83%AB%E3%83%BC%E3%83%97%EF%BC%88MUFG%EF%BC%89%E3%81%AE%E7%89%B9%E5%BE%B4\"><\/span>\u25b6\ufe0e\u4e09\u83f1UFJ&nbsp;\u30d5\u30a3\u30ca\u30f3\u30b7\u30e3\u30eb\u30b0\u30eb\u30fc\u30d7\uff08MUFG\uff09\u306e\u7279\u5fb4<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color 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class=\"wp-block-list\">\n<li><strong>\u6d77\u5916\u5229\u76ca\u304c\u975e\u5e38\u306b\u5927\u304d\u3044<\/strong><\/li>\n\n\n\n<li><strong>\u6295\u8cc7\u9280\u884c\u30d3\u30b8\u30cd\u30b9\u304b\u3089\u306e\u53ce\u76ca<\/strong><\/li>\n\n\n\n<li><strong>\u7dcf\u8cc7\u7523\u304c\u65e5\u672c\u6700\u5927<\/strong><\/li>\n<\/ul>\n\n\n\n<p>\u5f31\u307f<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6d77\u5916\u4f9d\u5b58\u5ea6\u304c\u9ad8\u3044<\/li>\n\n\n\n<li><strong>\u4e16\u754c\u666f\u6c17<\/strong>\u3084<strong>\u7c73\u56fd\u91d1\u5229\u3001\u70ba\u66ff<\/strong>\u306e\u5f71\u97ff\u3092\u53d7\u3051\u3084\u3059\u3044<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E2%96%B6%EF%B8%8E%E4%B8%89%E4%BA%95%E4%BD%8F%E5%8F%8B%E3%83%95%E3%82%A3%E3%83%8A%E3%83%B3%E3%82%B7%E3%83%A3%E3%83%AB%E3%82%B0%E3%83%AB%E3%83%BC%E3%83%97%EF%BC%88SMFG%EF%BC%89%E3%81%AE%E7%89%B9%E5%BE%B4\"><\/span>\u25b6\ufe0e\u4e09\u4e95\u4f4f\u53cb\u30d5\u30a3\u30ca\u30f3\u30b7\u30e3\u30eb\u30b0\u30eb\u30fc\u30d7\uff08SMFG\uff09\u306e\u7279\u5fb4<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-primary-color\">\u53ce\u76ca\u529b\u304c\u9ad8\u3044\u300c\u52b9\u7387\u578b\u9280\u884c\u300d<\/mark><\/strong><\/p>\n\n\n\n<p>\u8cc7\u672c\u52b9\u7387\u304c\u9ad8\u3044\u53ce\u76ca\u30e2\u30c7\u30eb\u3092\u5f37\u5316\u3057\u3066\u304a\u308a\u3001<strong>ROE\u304c\u9ad8\u3044\u9280\u884c<\/strong>\u3068\u8a00\u308f\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u975e\u9280\u884c\u30d3\u30b8\u30cd\u30b9\u304c\u5f37\u304f\u3001\u7279\u306b\u91cd\u8981\u306a\u306e\u304c<strong>\u30ab\u30fc\u30c9(SMBC\u30ab\u30fc\u30c9)\u6c7a\u6e08\u306e\u624b\u6570\u6599\u53ce\u76ca<\/strong>\u3068<strong>\u6d88\u8cbb\u8005\u91d1\u878d(\u30d7\u30ed\u30df\u30b9)\u306e\u91d1\u5229\u53ce\u76ca<\/strong>\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u5f37\u307f<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u666e\u53ca\u7387\u304c\u56fd\u5185\u30c8\u30c3\u30d7\u30af\u30e9\u30b9<\/strong><\/li>\n\n\n\n<li><strong>\u9ad8\u53ce\u76ca\u306e\u6d88\u8cbb\u8005\u91d1\u878d\u306e\u5229\u76ca\u6bd4\u7387\u304c\u9ad8\u3044<\/strong><\/li>\n\n\n\n<li><strong>\u3069\u3061\u3089\u3082\u53ce\u76ca\u6027\u306e\u9ad8\u3044\u30d3\u30b8\u30cd\u30b9\u3067ROE\u304c\u9ad8\u3044<\/strong><\/li>\n<\/ul>\n\n\n\n<p>\u5f31\u307f<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u6d77\u5916\u4e8b\u696d\u306fMUFG\u307b\u3069\u5f37\u304f\u306a\u3044<\/strong><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E2%96%B6%EF%B8%8E%E3%81%BF%E3%81%9A%E3%81%BB%E3%83%95%E3%82%A3%E3%83%8A%E3%83%B3%E3%82%B7%E3%83%A3%E3%83%AB%E3%82%B0%E3%83%AB%E3%83%BC%E3%83%97%EF%BC%88MHFG%EF%BC%89%E3%81%AE%E7%89%B9%E5%BE%B4\"><\/span>\u25b6\ufe0e\u307f\u305a\u307b\u30d5\u30a3\u30ca\u30f3\u30b7\u30e3\u30eb\u30b0\u30eb\u30fc\u30d7\uff08MHFG\uff09\u306e\u7279\u5fb4<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-primary-color\">\u56fd\u5185\u6cd5\u4eba\u91d1\u878d\u306b\u5f37\u3044\u300c\u4f1d\u7d71\u7684\u9280\u884c\u300d<\/mark><\/strong><\/p>\n\n\n\n<p>\uff13\u884c\u306e\u4e2d\u3067<strong>\u56fd\u5185\u5927\u4f01\u696d\u3068\u306e\u95a2\u4fc2<\/strong>\u304c\u6700\u3082\u6df1\u3044\u9280\u884c\u3068\u8a00\u308f\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p>2020\u5e74\u304b\u3089<strong>\u69cb\u9020\u6539\u9769\u4e2d<\/strong>\u3002<\/p>\n\n\n\n<p>\u5f37\u307f<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u5546\u793e\u3084\u88fd\u9020\u696d\u3001\u30a4\u30f3\u30d5\u30e9\u306a\u3069\u306e\u56fd\u5185\u5927\u4f01\u696d\u3068\u306e\u53d6\u5f15\u304c\u591a\u3044<\/strong><\/li>\n\n\n\n<li><strong>\u56fd\u5185\u878d\u8cc7\u304c\u591a\u3044\u306e\u3067\u56fd\u5185\u91d1\u5229\u4e0a\u6607\u306e\u6069\u6075\u3092\u53d7\u3051\u3084\u3059\u3044<\/strong><\/li>\n<\/ul>\n\n\n\n<p>\u5f31\u307f<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u975e\u9280\u884c\u30d3\u30b8\u30cd\u30b9\u3084\u6d77\u5916\u4e8b\u696d\u304c\u5f31\u3044<\/strong><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E2%96%B6%EF%B8%8E%E9%87%91%E5%88%A9%E4%B8%8A%E6%98%87%E3%83%BB%E6%99%AF%E6%B0%97%E5%BE%8C%E9%80%80%E3%82%B7%E3%83%8A%E3%83%AA%E3%82%AA%E3%81%A7%E3%81%AE%E5%BD%B1%E9%9F%BF\"><\/span><strong>\u25b6\ufe0e\u91d1\u5229\u4e0a\u6607\u30fb\u666f\u6c17\u5f8c\u9000\u30b7\u30ca\u30ea\u30aa\u3067\u306e\u5f71\u97ff<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p style=\"text-decoration:underline\">\u30fb<strong>\u65e5\u672c\u91d1\u5229\u304c\u4e0a\u6607\u3057\u305f\u5834\u5408<\/strong><\/p>\n\n\n\n<p>\uff13\u884c\u3068\u3082\u30d7\u30e9\u30b9\u306b\u50cd\u304d\u307e\u3059\u304c\u3001<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-primary-color\">MHFG\u304c\u5206\u304b\u308a\u3084\u3059\u3044\u6069\u6075<\/mark><\/strong>\u3092\u53d7\u3051\u308b\u3068\u601d\u308f\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p style=\"text-decoration:underline\">\u30fb<strong>\u7c73\u56fd\u91d1\u5229\u304c\u4e0a\u6607\u3057\u305f\u5834\u5408<\/strong><\/p>\n\n\n\n<p><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-primary-color\">MUFG\u304c\u6700\u3082\u6069\u6075\u3092\u53d7\u3051\u308b<\/mark><\/strong>\u4e00\u65b9\u3067\u3001MHFG\u306b\u306f\u3042\u307e\u308a\u5f71\u97ff\u304c\u306a\u3044\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p style=\"text-decoration:underline\">\u30fb<strong>\u666f\u6c17\u5f8c\u9000\u3057\u305f\u5834\u5408<\/strong><\/p>\n\n\n\n<p>\u9280\u884c\u682a\u306f\u57fa\u672c\u7684\u306b\u682a\u4fa1\u304c\u4e0b\u304c\u308b\u3068\u601d\u308f\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-contrast-color\">MUFG\uff1a<\/mark><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-primary-color\">\u30dc\u30e9\u30c6\u30a3\u30ea\u30c6\u30a3\u306f\u4f4e\u3081<\/mark><\/strong><\/p>\n\n\n\n<p>\u53ce\u76ca\u6e90\u304c\u5206\u6563\u3057\u3066\u304a\u308a\u3001\u65e5\u672c\u666f\u6c17\u3068\u7c73\u56fd\u666f\u6c17\u306e\u3069\u3061\u3089\u304b\u304c\u60aa\u304f\u3066\u3082\u5b8c\u5168\u306b\u306f\u5d29\u308c\u306b\u304f\u3044\u3002<\/p>\n\n\n\n<p><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-contrast-color\">SMFG\uff1a<\/mark><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-primary-color\">\u3084\u3084\u30dc\u30e9\u30c6\u30a3\u30ea\u30c6\u30a3\u9ad8\u3081<\/mark><\/strong><\/p>\n\n\n\n<p>\u500b\u4eba\u6d88\u8cbb\u306b\u9023\u52d5\u3059\u308b\u30d3\u30b8\u30cd\u30b9\u304c\u591a\u304f\u3001\u666f\u6c17\u611f\u5fdc\u5ea6\u304c\u9ad8\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-contrast-color\">MHFG\uff1a<\/mark><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-primary-color\">\u56fd\u5185\u666f\u6c17\u9023\u52d5<\/mark><\/strong><\/p>\n\n\n\n<p>\u56fd\u5185\u6cd5\u4eba\u878d\u8cc7\u304c\u4e2d\u5fc3\u305f\u3081\u300c\u65e5\u672c\u666f\u6c17\uff1d\u307f\u305a\u307b\u306e\u696d\u7e3e\u300d\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-electric-grass-gradient-background has-background\"><span class=\"ez-toc-section\" id=\"%E6%95%B0%E5%AD%97%E3%81%A7%E6%AF%94%E8%BC%83%E3%81%99%E3%82%8B%E3%83%A1%E3%82%AC%E3%83%90%E3%83%B3%E3%82%AF%EF%BC%93%E8%A1%8C\"><\/span><strong>\u6570\u5b57\u3067\u6bd4\u8f03\u3059\u308b\u30e1\u30ac\u30d0\u30f3\u30af\uff13\u884c<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5b9f\u969b\u306e\u6570\u5b57\u3067\uff13\u884c\u3092\u6bd4\u8f03\u3057\u3066\u307f\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E2%96%B6%EF%B8%8E%E6%A5%AD%E7%B8%BE%E6%AF%94%E8%BC%83%E5%BD%93%E6%9C%9F%E7%B4%94%E5%88%A9%E7%9B%8A%E3%83%BBROE\"><\/span>\u25b6\ufe0e\u696d\u7e3e\u6bd4\u8f03(\u5f53\u671f\u7d14\u5229\u76ca\u30fbROE)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"626\" src=\"http:\/\/www.komamekabu.com\/wp-content\/uploads\/2026\/03\/\u5f53\u671f\u7d14\u5229\u76ca\u3068ROE-\u30e1\u30ac\u30d0\u30f3\u30af-1024x626.jpg\" alt=\"\" class=\"wp-image-260\" srcset=\"https:\/\/komamekabu.com\/wp-content\/uploads\/2026\/03\/\u5f53\u671f\u7d14\u5229\u76ca\u3068ROE-\u30e1\u30ac\u30d0\u30f3\u30af-1024x626.jpg 1024w, https:\/\/komamekabu.com\/wp-content\/uploads\/2026\/03\/\u5f53\u671f\u7d14\u5229\u76ca\u3068ROE-\u30e1\u30ac\u30d0\u30f3\u30af-300x183.jpg 300w, https:\/\/komamekabu.com\/wp-content\/uploads\/2026\/03\/\u5f53\u671f\u7d14\u5229\u76ca\u3068ROE-\u30e1\u30ac\u30d0\u30f3\u30af-768x469.jpg 768w, https:\/\/komamekabu.com\/wp-content\/uploads\/2026\/03\/\u5f53\u671f\u7d14\u5229\u76ca\u3068ROE-\u30e1\u30ac\u30d0\u30f3\u30af-1536x938.jpg 1536w, https:\/\/komamekabu.com\/wp-content\/uploads\/2026\/03\/\u5f53\u671f\u7d14\u5229\u76ca\u3068ROE-\u30e1\u30ac\u30d0\u30f3\u30af-2048x1251.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\u5f53\u671f\u7d14\u5229\u76ca\uff08\u68d2\u30b0\u30e9\u30d5\uff09\u3068ROE\uff08\u6298\u308c\u7dda\u30b0\u30e9\u30d5\uff09\u3092\u898b\u3066\u307f\u307e\u3059\u3002<\/p>\n\n\n\n<p>2018~2020\u5e74\u306f<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-primary-color\">\u65e5\u9280\u306e\u8d85\u4f4e\u91d1\u5229\u653f\u7b56<\/mark><\/strong>\u306e\u5f71\u97ff\u3067\uff13\u884c\u3068\u3082\u306b\u696d\u7e3e\u3092\u4e0b\u3052\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u3053\u306e\u6642\u671f\u306f\u9280\u884c\u300c<strong>\u51ac\u306e\u6642\u4ee3<\/strong>\u300d\u3067\u3042\u308a\u3001\u4ee5\u964d\u306f<strong>MUFG\u3084SMFG\u306e\u6d77\u5916\u9032\u51fa\u304c\u9032\u307f\u307e\u3057\u305f<\/strong>\u3002<\/p>\n\n\n\n<p>\u9006\u306b2022\u5e74\u4ee5\u964d\u306f<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-primary-color\">\u4e16\u754c\u7684\u306b\u30a4\u30f3\u30d5\u30ec\u306b\u4f34\u3046\u5229\u4e0a\u3052<\/mark>\u304c\u9032\u307f\u30e1\u30ac\u30d0\u30f3\u30af\u306e\u5229\u76ca\u306f\u904e\u53bb\u6700\u9ad8<\/strong>\u306b\u3002<\/p>\n\n\n\n<p>\u30b0\u30ed\u30fc\u30d0\u30eb\u9280\u884c\u3092\u76ee\u6307\u3059MUFG\u306f\u3053\u3053\u3067\u5927\u304d\u306a\u6210\u9577\u3092\u9042\u3052\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E2%96%B6%EF%B8%8E%E8%B2%A1%E5%8B%99%E6%AF%94%E8%BC%83%E8%87%AA%E5%B7%B1%E8%B3%87%E6%9C%AC%E3%81%A8CET1%E6%AF%94%E7%8E%87\"><\/span>\u25b6\ufe0e\u8ca1\u52d9\u6bd4\u8f03(\u81ea\u5df1\u8cc7\u672c\u3068CET1\u6bd4\u7387)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"611\" src=\"http:\/\/www.komamekabu.com\/wp-content\/uploads\/2026\/03\/\u81ea\u5df1\u8cc7\u672c\u3068CET1\u6bd4\u7387-\u30e1\u30ac\u30d0\u30f3\u30af-1024x611.jpg\" alt=\"\" class=\"wp-image-262\" srcset=\"https:\/\/komamekabu.com\/wp-content\/uploads\/2026\/03\/\u81ea\u5df1\u8cc7\u672c\u3068CET1\u6bd4\u7387-\u30e1\u30ac\u30d0\u30f3\u30af-1024x611.jpg 1024w, https:\/\/komamekabu.com\/wp-content\/uploads\/2026\/03\/\u81ea\u5df1\u8cc7\u672c\u3068CET1\u6bd4\u7387-\u30e1\u30ac\u30d0\u30f3\u30af-300x179.jpg 300w, https:\/\/komamekabu.com\/wp-content\/uploads\/2026\/03\/\u81ea\u5df1\u8cc7\u672c\u3068CET1\u6bd4\u7387-\u30e1\u30ac\u30d0\u30f3\u30af-768x458.jpg 768w, https:\/\/komamekabu.com\/wp-content\/uploads\/2026\/03\/\u81ea\u5df1\u8cc7\u672c\u3068CET1\u6bd4\u7387-\u30e1\u30ac\u30d0\u30f3\u30af-1536x916.jpg 1536w, https:\/\/komamekabu.com\/wp-content\/uploads\/2026\/03\/\u81ea\u5df1\u8cc7\u672c\u3068CET1\u6bd4\u7387-\u30e1\u30ac\u30d0\u30f3\u30af-2048x1222.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>CET1\uff08\u68d2\u30b0\u30e9\u30d5\uff09\u3068CET1\u6bd4\u7387\uff08\u6298\u308c\u7dda\u30b0\u30e9\u30d5\uff09\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u9280\u884c\u306e\u81ea\u5df1\u8cc7\u672c\u3092\u898b\u308b\u969b\u306f\u300c<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-primary-color\">CET1\uff08Common Equity Tier1\uff09<\/mark><\/strong>\u300d\u3068\u3044\u3046\u6307\u6a19\u304c\u91cd\u8996\u3055\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p>CET1\u306f\u666e\u901a\u682a\u3084\u5185\u90e8\u7559\u4fdd\u306a\u3069\u3001<strong>\u6700\u3082\u640d\u5931\u5438\u53ce\u529b\u306e\u9ad8\u3044\u8cc7\u672c<\/strong>\u3002<\/p>\n\n\n\n<p>\u9280\u884c\u306f\u9810\u91d1\u3092\u5143\u306b\u878d\u8cc7\u3092\u884c\u3046\u305f\u3081\u30ec\u30d0\u30ec\u30c3\u30b8\u304c\u975e\u5e38\u306b\u9ad8\u304f\u3001\u5c0f\u3055\u306a\u640d\u5931\u3067\u3082\u8cc7\u672c\u304c\u5927\u304d\u304f\u6e1b\u5c11\u3059\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u305d\u306e\u305f\u3081\u898f\u5236\u4e0a\u3082CET1\u304c\u91cd\u8981\u306a\u6307\u6a19\u3068\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u307e\u305f<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-primary-color\">CET1\u6bd4\u7387\u306f\u9280\u884c\u306e\u5065\u5168\u6027\u3092\u793a\u3059<\/mark><\/strong>\u4ee3\u8868\u7684\u306a\u6307\u6a19\u3002<\/p>\n\n\n\n<p>CET1\u3092\u30ea\u30b9\u30af\u30a2\u30bb\u30c3\u30c8(\u30ea\u30b9\u30af\u8cc7\u7523)\u3067\u5272\u3063\u305f\u6bd4\u7387\u3067\u3001\u9280\u884c\u304c\u30ea\u30b9\u30af\u8cc7\u7523\u306b\u5bfe\u3057\u3066\u5341\u5206\u306a\u8cc7\u672c\u3092\u6301\u3063\u3066\u3044\u308b\u304b\u3092\u793a\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p>CET1\u6bd4\u7387\u306e\u7dad\u6301(7%\u4ee5\u4e0a)\u3082\u7fa9\u52d9\u4ed8\u3051\u3089\u308c\u3066\u304a\u308a\u3001\u305d\u306e<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-primary-color\">\u6bd4\u7387\u304c\u9ad8\u3044\u307b\u3069\u8ca1\u52d9\u306e\u5b89\u5168\u6027\u304c\u9ad8\u3044\u9280\u884c<\/mark><\/strong>\u3002<\/p>\n\n\n\n<p>\u30e1\u30ac\u30d0\u30f3\u30af\u306f\uff13\u884c\u3068\u3082<strong>CET1\u6bd4\u7387\u306e\u76ee\u6a19\u5024\u309210%\u524d\u5f8c<\/strong>\u3068\u3057\u3066\u304a\u308a\u3001<\/p>\n\n\n\n<p>\u3053\u306e<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-primary-color\">\u76ee\u6a19\u5024\u3092\u8d85\u3048\u305f\u90e8\u5206\u304c\u4f59\u88d5\u8cc7\u672c\u3068\u306a\u308a\u3001\u914d\u5f53\u5897\u914d\u3084\u81ea\u793e\u682a\u8cb7\u3044\u306e\u539f\u8cc7<\/mark><\/strong>\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>3\u884c\u3068\u3082\u306b<strong>CET1\u306f\u5b89\u5b9a\u3057\u3066\u4e0a\u6607\u3001CET1\u6bd4\u7387\u308210%\u4ee5\u4e0a\u3092\u7dad\u6301<\/strong>\u3067\u304d\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u914d\u5f53\u4f59\u529b\u306f\u5341\u5206\u3002<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-primary-color\">\u914d\u5f53\u306e\u6301\u7d9a\u6027\u306b\u95a2\u3057\u3066\u3082\u5b89\u5fc3<\/mark><\/strong>\u51fa\u6765\u307e\u3059\u3002<\/p>\n\n\n\n<p>2020\u5e74\u4ee5\u964d\u3001SMFG\u306eCET1\u6bd4\u7387\u304c\u4e0b\u304c\u3063\u3066\u3044\u308b\u3088\u3046\u306b\u898b\u3048\u307e\u3059\u304c\u3001<\/p>\n\n\n\n<p>\u878d\u8cc7\u62e1\u5927\u3067\u30ea\u30b9\u30af\u30a2\u30bb\u30c3\u30c8\u5897\u52a0\uff0b\u5897\u914d\u3068\u81ea\u793e\u682a\u8cb7\u3044\u7a4d\u6975\u5316\u304c\u5f71\u97ff\u3057\u3066\u3044\u308b\u3088\u3046\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u9ad8\u3059\u304e\u305f\u4f59\u88d5\u8cc7\u672c\u3092\u6295\u8cc7\u3068\u682a\u4e3b\u9084\u5143\u3067\u6d88\u8cbb\u3057\u3066\u3044\u308b\u3068\u3044\u3063\u305f\u3068\u3053\u308d\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n\n\n\n<p>\u305d\u308c\u3067\u3082ROE: 12.4%\u3068SMFG\u306e\u8cc7\u672c\u306b\u306f\u5341\u5206\u4f59\u88d5\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-electric-grass-gradient-background has-background\"><span class=\"ez-toc-section\" id=\"%E9%85%8D%E5%BD%93%E9%87%91%E6%8E%A8%E7%A7%BB%E3%81%A8%E6%A0%AA%E4%B8%BB%E9%82%84%E5%85%83%E6%96%B9%E9%87%9D\"><\/span><strong>\u914d\u5f53\u91d1\u63a8\u79fb\u3068\u682a\u4e3b\u9084\u5143\u65b9\u91dd<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"553\" src=\"http:\/\/www.komamekabu.com\/wp-content\/uploads\/2026\/03\/\u914d\u5f53\u6027\u5411\u3068\u7dcf\u9084\u5143\u6027\u5411-\u30e1\u30ac\u30d0\u30f3\u30af-1024x553.jpg\" alt=\"\" class=\"wp-image-263\" srcset=\"https:\/\/komamekabu.com\/wp-content\/uploads\/2026\/03\/\u914d\u5f53\u6027\u5411\u3068\u7dcf\u9084\u5143\u6027\u5411-\u30e1\u30ac\u30d0\u30f3\u30af-1024x553.jpg 1024w, https:\/\/komamekabu.com\/wp-content\/uploads\/2026\/03\/\u914d\u5f53\u6027\u5411\u3068\u7dcf\u9084\u5143\u6027\u5411-\u30e1\u30ac\u30d0\u30f3\u30af-300x162.jpg 300w, https:\/\/komamekabu.com\/wp-content\/uploads\/2026\/03\/\u914d\u5f53\u6027\u5411\u3068\u7dcf\u9084\u5143\u6027\u5411-\u30e1\u30ac\u30d0\u30f3\u30af-768x414.jpg 768w, https:\/\/komamekabu.com\/wp-content\/uploads\/2026\/03\/\u914d\u5f53\u6027\u5411\u3068\u7dcf\u9084\u5143\u6027\u5411-\u30e1\u30ac\u30d0\u30f3\u30af-1536x829.jpg 1536w, https:\/\/komamekabu.com\/wp-content\/uploads\/2026\/03\/\u914d\u5f53\u6027\u5411\u3068\u7dcf\u9084\u5143\u6027\u5411-\u30e1\u30ac\u30d0\u30f3\u30af-2048x1105.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"560\" src=\"http:\/\/www.komamekabu.com\/wp-content\/uploads\/2026\/03\/\u914d\u5f53\u91d1\u3068\u5229\u56de\u308a-\u30e1\u30ac\u30d0\u30f3\u30af-1024x560.jpg\" alt=\"\" class=\"wp-image-264\" srcset=\"https:\/\/komamekabu.com\/wp-content\/uploads\/2026\/03\/\u914d\u5f53\u91d1\u3068\u5229\u56de\u308a-\u30e1\u30ac\u30d0\u30f3\u30af-1024x560.jpg 1024w, https:\/\/komamekabu.com\/wp-content\/uploads\/2026\/03\/\u914d\u5f53\u91d1\u3068\u5229\u56de\u308a-\u30e1\u30ac\u30d0\u30f3\u30af-300x164.jpg 300w, https:\/\/komamekabu.com\/wp-content\/uploads\/2026\/03\/\u914d\u5f53\u91d1\u3068\u5229\u56de\u308a-\u30e1\u30ac\u30d0\u30f3\u30af-768x420.jpg 768w, https:\/\/komamekabu.com\/wp-content\/uploads\/2026\/03\/\u914d\u5f53\u91d1\u3068\u5229\u56de\u308a-\u30e1\u30ac\u30d0\u30f3\u30af-1536x841.jpg 1536w, https:\/\/komamekabu.com\/wp-content\/uploads\/2026\/03\/\u914d\u5f53\u91d1\u3068\u5229\u56de\u308a-\u30e1\u30ac\u30d0\u30f3\u30af-2048x1121.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\uff13\u884c\u3068\u3082\u5b89\u5b9a\u5897\u914d\u50be\u5411\u3067\u3059\u3002<\/p>\n\n\n\n<p>2018\u5e74\u304b\u30892020\u5e74\u306e\u9280\u884c\u300c\u51ac\u306e\u6642\u4ee3\u300d\u3067\u3082\u6e1b\u914d\u3059\u308b\u3053\u3068\u306a\u304f\u914d\u5f53\u91d1\u3092\u7dad\u6301\u3057\u7d9a\u3051\u3066\u304f\u308c\u3066\u3044\u308b\u3068\u3053\u308d\u306f\u5b89\u5fc3\u6750\u6599\u3067\u3059\u306d\u3002<\/p>\n\n\n\n<p>MHFG\u306f2018\u5e74\u306b\u914d\u5f53\u3092\u7dad\u6301\u3057\u305f\u7d50\u679c\u3001\u7dcf\u9084\u5143\u6027\u5411\u304c200%\u3092\u8d85\u3048\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u3053\u3053\u307e\u3067\u3057\u3066\u3082\u914d\u5f53\u91d1\u3092\u7dad\u6301\u3057\u3088\u3046\u3068\u3057\u3066\u304f\u308c\u308b\u59ff\u52e2\u306f\u3001\u682a\u4e3b\u304b\u3089\u3059\u308b\u3068\u597d\u611f\u304c\u6301\u3066\u307e\u3059\u3002<\/p>\n\n\n\n<p>3\u884c\u305d\u308c\u305e\u308c\u306e\u914d\u5f53\u65b9\u91dd\u3082\u542b\u3081\u3066\u307f\u3066\u307f\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E2%96%B6%EF%B8%8E%E4%B8%89%E8%8F%B1UFJ%E3%83%95%E3%82%A3%E3%83%8A%E3%83%B3%E3%82%B7%E3%83%A3%E3%83%AB%E3%82%B0%E3%83%AB%E3%83%BC%E3%83%97%EF%BC%88MUFG%EF%BC%89%E3%81%AE%E9%85%8D%E5%BD%93\"><\/span>\u25b6\ufe0e\u4e09\u83f1UFJ\u30d5\u30a3\u30ca\u30f3\u30b7\u30e3\u30eb\u30b0\u30eb\u30fc\u30d7\uff08MUFG\uff09\u306e\u914d\u5f53<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u914d\u5f53\u6027\u541140%\u7a0b\u5ea6<\/strong><\/li>\n\n\n\n<li><strong>\u81ea\u5df1\u682a\u53d6\u5f97\u306f\u696d\u7e3e\u30fb\u8cc7\u672c\u72b6\u6cc1\u30fb\u5e02\u5834\u74b0\u5883\u3092\u8003\u616e\u3057\u3066\u6a5f\u52d5\u7684\u306b\u5b9f\u65bd<\/strong><\/li>\n\n\n\n<li><strong>\u5b89\u5b9a\u7684\u30fb\u6301\u7d9a\u7684\u306a\u5897\u914d\u3092\u57fa\u672c\u65b9\u91dd\u3068\u3059\u308b<\/strong><\/li>\n<\/ul>\n\n\n\n<p>\u5b9a\u671f\u7684\u306a\u81ea\u793e\u682a\u8cb7\u304c\u5927\u304d\u304f\u3001<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-primary-color\">\u7dcf\u9084\u5143\u6027\u5411\u306e\u9ad8\u3055<\/mark><\/strong>\u304c\u76ee\u7acb\u3061\u307e\u3059\u3002<\/p>\n\n\n\n<p>2024\u5e74\u5ea6\u306f<strong>\u5229\u76ca\u304c\u904e\u53bb\u6700\u9ad8\u6c34\u6e96<\/strong>\u3067\u682a\u4e3b\u9084\u5143\u3092\u5f37\u304f\u3057\u305f\u5e74\u3067\u3082\u3042\u308b\u3088\u3046\u3067\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E2%96%B6%EF%B8%8E%E4%B8%89%E4%BA%95%E4%BD%8F%E5%8F%8B%E3%83%95%E3%82%A3%E3%83%8A%E3%83%B3%E3%82%B7%E3%83%A3%E3%83%AB%E3%82%B0%E3%83%AB%E3%83%BC%E3%83%97%EF%BC%88SMFG%EF%BC%89%E3%81%AE%E9%85%8D%E5%BD%93\"><\/span>\u25b6\ufe0e\u4e09\u4e95\u4f4f\u53cb\u30d5\u30a3\u30ca\u30f3\u30b7\u30e3\u30eb\u30b0\u30eb\u30fc\u30d7\uff08SMFG\uff09\u306e\u914d\u5f53<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u7d2f\u9032\u7684\u914d\u5f53\u65b9\u91dd<\/strong><\/li>\n\n\n\n<li><strong>\u914d\u5f53\u6027\u541140%\u3092\u7dad\u6301<\/strong><\/li>\n\n\n\n<li><strong>\u6a5f\u52d5\u7684\u306a\u81ea\u5df1\u682a\u53d6\u5f97\u306e\u5b9f\u65bd<\/strong><\/li>\n<\/ul>\n\n\n\n<p><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-primary-color\">\u7d2f\u9032\u914d\u5f53\u5ba3\u8a00<\/mark><\/strong>\u3057\u3066\u304a\u308a\u3001<strong>\u914d\u5f53\u91cd\u8996\u306e\u682a\u4e3b\u9084\u5143\u304c\u9b45\u529b\u7684<\/strong>\u3002<\/p>\n\n\n\n<p>\u3053\u3053\u6570\u5e74\u306f\u81ea\u793e\u682a\u8cb7\u3044\u3082\u7a4d\u6975\u7684\u3067\u3001<strong>\u7dcf\u9084\u5143\u6027\u5411\u304c\u9ad8\u3081<\/strong>\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E2%96%B6%EF%B8%8E%E3%81%BF%E3%81%9A%E3%81%BB%E3%83%95%E3%82%A3%E3%83%8A%E3%83%B3%E3%82%B7%E3%83%A3%E3%83%AB%E3%82%B0%E3%83%AB%E3%83%BC%E3%83%97%EF%BC%88MHFG%EF%BC%89%E3%81%AE%E9%85%8D%E5%BD%93\"><\/span>\u25b6\ufe0e\u307f\u305a\u307b\u30d5\u30a3\u30ca\u30f3\u30b7\u30e3\u30eb\u30b0\u30eb\u30fc\u30d7\uff08MHFG\uff09\u306e\u914d\u5f53<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u7d2f\u9032\u7684\u306a\u5897\u914d<\/strong>\u306b\u52a0\u3048\u3066<strong>\u6a5f\u52d5\u7684\u306a\u81ea\u5df1\u682a\u53d6\u5f97<\/strong>\u3092\u5b9f\u65bd<\/li>\n\n\n\n<li><strong>\u6bce\u671f\uff15\u5186\u3092\u76ee\u5b89\u306b\u5897\u914d<\/strong><\/li>\n\n\n\n<li><strong>\u7dcf\u9084\u5143\u6027\u5411\u306f50%\u4ee5\u4e0a\u3092\u76ee\u5b89\u306b\u6c7a\u5b9a<\/strong><\/li>\n<\/ul>\n\n\n\n<p><strong>\u6bce\u671f\u306e\u5897\u914d\u5ba3\u8a00<\/strong>\u3067\u5b89\u5b9a\u7684\u306b\u5897\u914d\u3059\u308b\u8a2d\u8a08\u3002<\/p>\n\n\n\n<p>\u6ce8\u76ee\u306f<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color 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rel=\"noopener\" title=\"\">\u516c\u5f0fIR<\/a>\uff09<\/p>\n\n\n\n<p>\u30fb\u4e09\u4e95\u4f4f\u53cbFG\u30002010~2024\u5e74\u3000\u6709\u4fa1\u8a3c\u5238\u5831\u544a\u66f8\uff08<a href=\"https:\/\/disclosure2.edinet-fsa.go.jp\/WEEK0010.aspx\" target=\"_blank\" rel=\"noopener\" title=\"\">EDINET<\/a>\/<a href=\"https:\/\/www.smfg.co.jp\/investor\/financial\/past_yuho.html\" target=\"_blank\" rel=\"noopener\" title=\"\">\u516c\u5f0fIR<\/a>\uff09<\/p>\n\n\n\n<p>\u30fb\u307f\u305a\u307bFG\u30002010~2024\u5e74\u3000\u6709\u4fa1\u8a3c\u5238\u5831\u544a\u66f8\uff08<a href=\"https:\/\/disclosure2.edinet-fsa.go.jp\/WEEK0010.aspx\" target=\"_blank\" rel=\"noopener\" title=\"\">EDINET<\/a>\/<a href=\"https:\/\/www.mizuho-fg.co.jp\/investors\/financial\/report\/index.html\" target=\"_blank\" rel=\"noopener\" title=\"\">\u516c\u5f0fIR<\/a>\uff09<\/p>\n\n\n\n<p>\u30fbIR\u30d0\u30f3\u30af<\/p>\n\n\n\n<p>\u6570\u5024\u306f\u5404\u8cc7\u6599\u3092\u3082\u3068\u306b\u7b46\u8005\u4f5c\u6210<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u30d6\u30ed\u30b0\u898b\u306b\u6765\u3066\u304f\u3060\u3055\u3063\u3066\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3059\u3002 \u3044\u3064\u304b\u5927\u6728\u306b\u306a\u308b\u3053\u3068\u3092\u5922\u898b\u308b\u5c0f\u8c46\u3067\u3059\u3002 \u4eca\u56de\u6bd4\u8f03\u3059\u308b\u9298\u67c4\u306f \u305d\u3046\u3001\u30e1\u30ac\u30d0\u30f3\u30af\u6bd4\u8f03\uff01 \u7d50\u8ad6\u3068\u3057\u3066\u5b89\u5b9a\u6027\u3068\u898f\u6a21\u3067\u306fMUFG\u3001\u53ce\u76ca\u6027\u3067\u306fSMFG\u3001\u914d\u5f53\u5229\u56de\u308a\u3067\u306f\u307f\u305a\u307b\u306b\u7279\u5fb4\u304c\u3042\u308a 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